Buyout and takeover
Gold buyback software for jewelry stores
Jewely Retail frames each gold purchase from an individual: identity of the seller, weight and fineness of the coins, tax on precious metals calculated, net amount to be paid displayed, slip and Cerfa form archived, automatic registration in the police register.
A compliant gold buyback, from ID to receipt
The seller identified
Name, address, date and place of birth, type and number of identity document: verification is mandatory for any gold buyback, and the software guides it.
Weight, title, nature
Whether it's jewelry, an ingot, or a coin: each item is described with its weight and fineness, in carats or thousandths.
Tax and net amount payable
The flat-rate tax on precious metals (11 % + 0.5 % of CRDS, i.e. 11.5 %) is calculated, and the net amount to be paid to the customer is displayed.
Slip and Cerfa
The purchase slip and the Cerfa form are generated, printable for signature, and archived in the ERP.
Up-to-date police logbook
The purchase is automatically recorded in the police register, without any additional entry.
Customer history
Each redemption remains linked to the customer and appears in their history and outstanding balance.
Precious metal or jewelry: the correct tax regime
Precious Metals · 11.5 %
- Raw gold, ingots, leaves, wire
- Gold or silver coins minted after 1800
- Tax due from the first euro, with no threshold
Jewelry · 6.5 %
- Gold jewelry: ring, bracelet, necklace
- Tax is only due on items exceeding €5,000.
- Possible option for the capital gains tax regime (form 2092)
Selling gold to an individual requires a written contract, a 48-hour cooling-off period, and payment by check or bank transfer, never in cash. See our guide for details. Buying back gold and precious objects: your obligations.
Going further
Frequently Asked Questions
What tax applies to the purchase of gold from a private individual?
For precious metals (raw gold, ingots, coins minted after 1800), the flat-rate tax is 11.5% of the sale price plus 0.5% of the CRDS social security contribution, i.e., 11.5% of the sale price, starting from the first euro. Gold jewelry is subject to the jewelry tax regime: 6.5% above €5,000.
Can you pay for a gold buyback in cash?
No. The purchase of precious metals from an individual is settled by check or bank transfer, never in cash.
Does the purchase of gold need to be recorded in the police register?
Yes. Each purchase is recorded in the police log with the seller's identity and a description of the items. In Jewely Retail, the registration is automatic.
What documents should be given to the client?
A written contract describing the goods (nature, weight, purity, net price), a copy of which is given to the customer, along with the withdrawal form. Jewely Retail generates the purchase slip and the Cerfa form.
See the demo buyback module
An HBJO expert shows you a complete buyback in Jewely Retail: identity, tax calculation, slip, police book and restocking.
Request a demo